Tenancy & lettings
Affordability assessment & referencing
A consistent score, not a gut feeling.
Used by: Lettings staff
Kestrel Platform — Assessment · N. FerrisAgent
Household income
€96,400
Rent
€2,650 pm
Rent to income
33%
threshold 35%
Assessment
Pass
| Reference | Requested | Responded | Outcome |
|---|---|---|---|
| Employer — Deleray Ltd | 4 Sep | 5 Sep | Confirmed, permanent |
| Previous landlord | 4 Sep | 6 Sep | No arrears, would re-let |
| Identification | 4 Sep | 4 Sep | Verified |
How this works
Assesses each application against affordability rules and gathers employer and previous-landlord references, producing a reference report.
Who uses it
Lettings manager · Landlord clients receiving the report
Step by step
- 1The platform calculates rent-to-income ratio and the household's affordability against the agency's threshold.
- 2Reference requests are emailed to employers and previous landlords with a secure link to respond.
- 3Responses are recorded against the application as they arrive, with chasers sent automatically.
- 4A reference report PDF is generated for the landlord, combining assessment, references and identification checks.
Data captured
- Affordability calculation inputs and result
- Reference requests, responses and response times
- Generated reference report with date and author
Emails it sends automatically
- Employer reference request
- Previous landlord reference request
- Chaser reminders
- Reference report ready
Why it matters commercially
Landlords get a professional report; the agency applies the same standard to everyone.
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